A Transfer of Value is a purchase that is buying another asset-like item. For example, buying gold, cryptocurrency, paying off a credit card, depositing onto gambling platforms, or making a bank transfer.
These are prohibited by the Financial Crimes Enforcement Network (FinCEN), because due to the anonymity of prepaid cards, those purchases can be abused for money laundering.
That means that depositing to your PayPal balance, Apple Cash balance, sending a Venmo, or any other attempt to transfer the balance off of your Laso card will be declined.
Even items like in-video-game skins, points, or other items that can be resold, and therefore abused for money laundering, will be declined.
This result may be declined by the merchant before attempt, or after attempt and blocked by the issuer. If any product in your transaction can be used to store or transfer value, remove it and try again.