iOS 26.3.1
We are currently seeing similar reports from users running iOS 26.3.1, where adding a card to Apple Pay may occur less often or fail during the setup process.
iOS 26.1
Users running iOS 26.1 reported that adding a card to Apple Pay sometimes failed or prompted repeated verification attempts. Updating to a newer iOS version typically resolved the issue.
If you experience this issue:
Make sure your device is updated to the latest iOS version available.
Restart your iPhone and try adding the card again.
Remove the card from Apple Wallet and attempt the setup again.
Ensure you have a stable internet connection and the latest Wallet updates.
In many cases, Apple resolves Apple Pay compatibility issues through subsequent iOS updates. Keeping your device up to date can help prevent these problems.