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Decline Due To Country Jurisdiction Restrictions

Laso cards can only be used within specific country restrictions. Transactions will be declined if they are made from outside the card’s allowed country, with a merchant based in another country, or if shipping is directed internationally.

Updated over 3 months ago

Most of our cards have country restrictions. Any attempt to use the card: from outside that country, with a merchant headquartered out of that country, or ship an item outside of that country will be declined.

Our country restrictions are as follows:

  1. USA Card: USA.

  2. CAD Card: Canada.

  3. International Card: All countries except for Cuba, Iran, North Korea, Russia, Syria and Ukraine.

The physical location of the card "swipe" or spend is the relevant information for the country-restriction. Of course, for an online purchase, there is no physical swipe, so it's based on a combination of the business' location, the user's location, and if shipping a physical item, where it's being shipped to.

The country restriction is enforced by every entity in the payment chain. The bank, card issuer, Laso, the receiving business, the business merchant processor, card network, Apple/Google/Samsung Pay, PayPal, etc. all play a part in enforcing the country restriction. That means that even if you get a Laso U.S. card while outside the United States, it's highly unlikely to work; it will be frustrating to attempt.

If you are physically outside the country of a Laso card, please do not try to use it. It will not work, it will use up time, and potentially cause you to lose funds. More importantly, it greatly increases our risk of missing on compliance.

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