No. You will lose your funds. Do not try to use the United States or Canada cards outside either respective country, or with any company headquartered outside of either respective country.
These restrictions exist to comply with geographic and network policies that ensure the secure and proper usage of the cards, preventing fraud and unauthorized transactions.
If you are using a country-specific card:
Note, for brevity, all examples use "United States", but applies to Canada + Canadian card.
You need to be physically in the United States.
The business you're buying from needs to be United States-headquartered.
If you're purchasing a physical item, it needs to be shipped to a United States address.
Ensure that your network or IP address does not indicate a location outside the United States, such as using VPNs or proxies.
If you are not physically located in either country, it does not matter if:
The business you're buying from is in the United States.
The merchant processor (such as Stripe) is in the United States.
You have an EIN.
You're using a VPN that shows you're in the United States.
You're using a tunneling proxy.
You're on Brave, TOR, or any other privacy browser.
You're a citizen of the United States.
You own a business in the United States.
One time you tried a transaction and it worked.
This business sells items to people from the United States.
Your network or IP address shows a U.S. location but is routed through a VPN, proxy, or similar masking methods.
These rules are not set by Laso Finance. They are set by FinCEN, and they are enforced by every entity in the payment chain, such as, but not limited to:
The card issuer.
The issuing bank.
The business you're buying from.
The merchant processor.
Card networks.
Apple Pay, Google Pay, or Samsung Pay.
PayPal, or any other payment provider you may be using.
Each entity in that chain will validate your physical location using your IP address, shipping address, device fingerprinting, account details, geolocation, and more.
Additionally, network validation methods such as identifying VPN usage, proxy detection, and network routing analysis can also affect transaction approvals.
Getting a country-specific Laso card and attempting to use it outside of the United States or Canada will result in loss of funds. Do not attempt it.
To minimize declines and avoid fund loss, follow these best practices:
Use your country-specific card only within its respective country.
Avoid using VPNs, proxies, or any services that might obscure your physical location.
Contact Laso Finance support for assistance if issues persist.